If an addict is in need of vital help for drug addiction and is lucky enough to have health insurance, the vast majority alcohol and drug rehab programs in Santa Cruz, California accept payment in the form of health insurance and will cooperate with people to determine which rehab services are insured. Most private health insurance entities will cover outpatient and residential drug treatment, although the time which is covered can fluctuate. Private health insurance will more than likely cover the first month of alcohol and drug rehab, but there are individuals whose coverage is more extensive and could also include a more long-term stay in a drug and alcohol treatment program. It is best to speak with their insurance company directly with the help of their treatment facility to determine what is approved by their private health insurance.