If an individual requires treatment for drug and alcohol addiction in Santa Margarita, CA. and is fortunate enough to have health insurance, the majority of drug and alcohol rehabilitation programs work with those who have health insurance and will cooperate with clients to determine what is and is not covered. The majority of private health insurance companies in Santa Margarita, California cover the costs of outpatient and inpatient alcohol and drug treatment, but the length of time which is covered can vary. Private health insurance will most likely cover the first 4 weeks of drug treatment, but there are individuals whose plan is more extensive and may include a more long-term stay in a Santa Margarita, CA. alcohol and drug rehab program. It is best to speak with their insurance company from the get go in liaison with the treatment program to decide what services are covered by their private health insurance.