If someone requires help for alcohol and drug addiction and is one of the fortunate clients to have health insurance, many alcohol and drug rehab programs in Morro Bay, California will accept any type of health insurance and will work with potential clients to determine what is and is not insured. The majority of private health insurance entities will cover outpatient and residential alcohol and drug rehabilitation, but the time in rehab which is considered covered can vary. Private health insurance most often covers the first 4 weeks of drug treatment, although there are clients whose plan is more extensive and can cover a longer time in a drug and alcohol rehab center. It is best to seek advice of their insurance company as soon as possible with the help of their treatment facility to figure out what is and what is not approved by your private health insurance.