If an individual requires assistance for alcohol and drug addiction in Monterey, California and is fortunate enough to have health insurance, the majority of drug rehabilitation programs accept payment in the form of health insurance and will cooperate with individuals to discover what treatment services are covered. Most private health insurance companies in Monterey cover the costs of outpatient and inpatient drug and alcohol rehabilitation, although the time which is included can differ. Private health insurance most often covers the first month of drug and alcohol rehabilitation, but there are individuals whose insurance coverage is more substantial and may provide for a more long-term length of time in a Monterey, California drug and alcohol rehabilitation program. It is advisable that individuals speak with their plan from the get go in liaison with the rehab program to ascertain what is covered by their private health insurance.